ComTech Gold ·

Dubai ·

India

Who we are.
Who we work with.

Physically backed digital gold, live since 2022. We introduce the company, our collaborations by country and counterpart, then the India white-label app for manufacturers, wholesalers, and retailers.

ComTech FZCO · ComTech DMCC · cgold.aePartner introduction

Company first · then India

Order of this
conversation.

ComTech Gold

Dubai issuer · not an exchange · not a brokerage

A Dubai gold company
that digitised the bar.

Physically backed digital gold (CGO). We run inventory, vaulting rails, and the technology partners put in front of their customers. Founder & CEO: Jignesh Ved.

2022

ComTech FZCO

21 Feb 2022 · DAFZA · gold & precious metals trading.

2023

ComTech DMCC

May 2023 · 1509 Platinum Tower, JLT.

1 g

The unit

1 CGO = 1 gram of 999.9 allocated gold.

App

Live product

Buy, SIP, gift, sell. cgold.ae · ComTech FZCO listing.

sunil@comtechgold.comXDC Network · DAFZA issuer

Live since 2022

From vaulted bars
to a phone in the hand.

Physical metal, a digital gram, then your brand on top.

Physical

Vaulted 999.9

1 kg bars, unique IDs. DMCC Tradeflow (Nov 2022; 122 kg at announcement). Partner packs: 39 kg — confirm at proposal.

Digital

CGO on XDC

From 0.02 g. Hold, SIP, gift, sell. Physical path where a local partner is contracted.

Partner

White-label layer

Your brand in front. ComTech gold rails, servers, and maintenance behind.

comtechgold.com · cgold.aelinkedin.com/company/comtechofficial

Public collaborations only

Where we already
operate.

What we did in each market, with whom, and where it was public.

Public collaborations onlyUAE · Malaysia · Singapore · USA · Switzerland · India

Home market · DAFZA · DMCC · cgold.ae

Where ComTech Gold
was built and is live.

Issuer, vault, banks, jeweller redemption, and the consumer app — all in Dubai.

We have the Trust of Your Trusted Onescgold.ae

Licence · gold · app · partners on the ground

Built in Dubai.
Live in Dubai.

Issuer, warrants, consumer app, jeweller redemption, banking names in packs.

FZCO

DAFZA 2022

Gold & precious metals trading from 21 Feb 2022.

DMCC

JLT 2023

1509 Platinum Tower. Tradeflow Nov 2022 — 122 kg at announcement.

0.02 g

Live app

Buy, SIP, gift, sell. Site: cgold.ae.

Kalyan

UAE stores

Physical redemption. ADCB TouchPoints. FAB & Zand in packs.

dmcc.ae · cgold.ae

We have the Trust of Your Trusted Ones

Partners who
stand with us.

Kalyan Jewellers

DMCC

FAB

Zand

XDC Network

Propine

D’CENT Wallet

Globiance

StoneX

Yodaplus

Source: cgold.ae partner marquee

Press that covered the story

In The Media.

DMCC

Gulf News

Khaleej Times

Nasdaq

Cointelegraph

Business Wire

TradingView

IFN Fintech

Coin Chapter

Live Bitcoin News

Lara on the Block

YAM News

Source: cgold.ae In The Media

ComTech Gold ×

Public Gold ATM

Digital gold that
comes out of an ATM.

Signed 4 Feb 2026 at Menara Public Gold, Kuala Lumpur. Jignesh Ved with Datuk Seri Louis Ng.
Digital gold → physical 999.9 via Public Gold ATMs. 155 ATMs: Malaysia, Indonesia, parts of Dubai (Guinness: most gold ATM deployments).
Press: Bernama / OANA, 4 Feb 2026. LinkedIn posts 5 Feb and 10 Feb 2026.

Public Gold ATMRedemption network

Public Gold MarketingGroup since 2008

Save as
assets/linkedin/video-public-gold-atm.mp4

bernama.com · LinkedIn activity-7426870286295199744

ATM footprint also ID / Dubai

Regulated digital custody — not a consumer app launch

Singapore custody
on MAS rails.

CGO can be held with Propine, a MAS-regulated digital custodian — published with the 2022 listing / Khaleej Times materials.

MAS

Propine

Digital custodian for CGO holders. Custody access, not a Singapore retail app.

2022

Public record

Khaleej Times / BusinessWire listing copy · comtechgold.com Exchanges & Wallets.

Singapore · custody rail

Qualified custody · independent venues

USA custody.
Global venues.

BitGo as qualified digital asset custodian on ComTech’s Exchanges & Wallets page. Spot CGO/USDT on independent exchanges. ComTech does not operate those venues.

Independent venues — not ComTech-operated

Custody · chain · listings · wallets

Names on the rails.

BitGo

XDC Network

LBank

Bitrue

BitMart

D’CENT

BiconomyCGO/USDT listing

GuardaSelf-custody wallet

Public: comtechgold.com Exchanges & Wallets · BitMart listing PR Nov 2022.

BitGo · XDC · LBank · Bitrue · BitMart · D’CENT · Biconomy · Guarda

ComTech GmbH · enterprise white-label

Swiss tokenisation
for institutions.

Fully branded platform for banks, funds, exchanges, and corporates. Your brand in front. Proven stack vs a greenfield build.

ComTechGold Switzerland white pack · confidential

Jignesh Ved · Lim Say Cheong

What the platform
puts in their house.

Issue

White-label stack

Issuance, investor portal, KYC, subscription & redemption, lifecycle, API into core systems.

10+

Asset classes

Precious metals, real estate, funds, PE, bonds, commodities, structured products.

Who

Institutions

Banks, wealth, family offices, exchanges, fund managers, technology partners.

How

Controls

KYC/AML, audit trails, role-based access, ownership registry, reporting.

Weeks, not years · API-native

This meeting · white-label launch

India is the next
branded app.

Kalyan is an Indian group. Live redemption with ComTech is UAE stores — not an India store network yet. Your brand. Our rails.

Do not claim India ATM / store redemption until contracted

Already true · then this conversation

What is live.
What we are here for.

UAE

Kalyan redemption

Indian jewellery group. Contracted redemption today: UAE stores.

You

White-label

Manufacturers, wholesalers, retailers. App under your name.

LinkedIn India visibility · company traffic historically India-heavy

Public collaborations only

Who does what.

Company	Country / base	Role with ComTech
DMCC (Tradeflow)	UAE	Government of Dubai commodities authority — bar warrants on vaulted gold (Nov 2022 partnership)
DAFZA	UAE	Licensing authority for ComTech FZCO
Transguard (Emirates Group)	UAE	Physical vault / segregated allocated gold
Kalyan Jewellers	India group · UAE stores	Physical redemption partner for digital gold (UAE stores, live on LinkedIn)
Public Gold ATM	Malaysia (ATMs also ID / Dubai)	Feb 2026 — digital-to-physical gold via gold ATMs. Signed Menara Public Gold. 155 ATMs; Guinness: most gold ATM deployments
ADCB	UAE	TouchPoints rewards campaign with the ComTech Gold app
FAB · Zand	UAE	Banking partners cited in institutional packs
XDC Network	Global	Blockchain on which CGO is issued
LBank · Bitrue · BitMart · Biconomy	Global exchanges	CGO/USDT listings (independent venues; ComTech does not operate them)
D’CENT · Guarda	Global	Self-custody wallets that can hold CGO
Propine	Singapore	MAS-regulated digital custodian
BitGo	USA / global	Qualified digital asset custodian (company site)

StoneX appears in 2022 listing copy as an example gold-supply discussion — treat as supply diligence, not a signed exclusive. Not listed: banks or fintechs we have only emailed.

Sources: DMCC news, comtechgold.com/Exchanges&Wallets, Khaleej Times / BusinessWire 2022, LinkedIn comtechofficial, partner packs

Jewellery still wins the counter. Apps are winning savings.

India is already buying
gold two ways.

National apps capture the second stream — often from your customers. We bring a live stack, not slide-ware.

ComTech Gold · India white-labelMarket context

CareEdge / Fortune India · ASSOCHAM/ICRA · live app

The numbers behind
the meeting.

₹4.8L Cr

Jewellery CY25

Wallet share held even as prices rose.

42%

Investment share

Of India’s gold demand in CY25, up from 29% in CY24.

~40%

Organised jewellery

Still a large local-brand remainder.

0.02 g

Start small

How small digital gold can start on ComTech’s live app.

Sources: CareEdge / Fortune India; ASSOCHAM/ICRA; ComTech app

If you don’t offer digital gold, someone else will — in your customer’s pocket

The counter still wins jewellery.
Apps are winning savings.

Manufacturers

High working capital in metal. Little branded relationship with the end buyer. No digital layer to lock in repeat gram-by-gram demand.

Wholesalers

B2B books, thin margins, price-only conversations. Hard to offer a modern “hold gold with us” product without building a fintech team.

Retailers

Customers buy a chain once, then SIP gold on a national app. You lose the next 50 visits, the wedding top-up, and the family gift.

ComTech Gold · IndiaIf you don’t offer digital gold, someone else will — in your customer’s pocket

Your name · our rails

Launch your
digital gold app.

Your name, colours, domain, and store presence. ComTech’s gold inventory, ledger, app, servers, and upkeep behind it.

Same

Live product family

Buy, SIP, gift, sell, redeem path — as the public ComTech app.

Small

Fractional tickets

Compete with national digital-gold apps from very small grams.

Store

Counter + phone

Tablet in the shop. App in the customer’s pocket.

You

The brand

We are the tech and gold-rail provider.

ComTech GoldIndia app launch · partner-branded

Manufacturers · wholesalers · retailers

One white-label.
Three commercial uses.

Mfr

Manufacturers

House label or the retailers you supply. Digital gram book. Optional B2B allocations on the same rails.

WS

Wholesalers

A gold savings sleeve for every retailer on your book — without each shop building software.

Retail

Retailers

Your SIP, your gift gold, your counter story. Keep the savings customer until jewellery.

White-label available to all threeMin. implementation ~₹2–3 lakh

Why they sign

What each partner
actually gets.

	Manufacturers	Wholesalers	Retailers
Customer lock-in	House-brand digital gold for dealer networks	Sticky B2B + optional consumer sleeve	SIP & gifting stay in-store brand
New revenue	Spread / platform fee on grams	Wholesale of digital grams + SLA to shops	Spread, making-charge later on jewellery conversion
Ops	Less “build a fintech”	One stack for many shops	Counter tablet + staff playbook
Trust story	Allocated metal, vaulted, auditable	Same rails as issuer	Local face + institutional vault

ComTech Gold · IndiaCommercial split agreed per MSA

You don’t hire a product team

Included in the
white-label.

App

iOS + Android

Your icon, splash, colours. Buy, sell, SIP, gift, history, notifications.

Ops

Backend & servers

Hosted ledger, quotes, orders, positions. Production and staging.

Gold

Mint / burn

Against allocated 999.9. 1 unit = 1 gram.

Keep

Maintenance

Patches, uptime, monitoring, versions. No server room for you.

ComTech GoldTech + gold inventory partner

Modular · India go-live with local counsel

Typical modules a
trade partner asks for.

01

Customer & compliance

KYC/AML workflow, PAN/Aadhaar-ready fields, risk flags, audit logs.

02

Money movement

UPI / net-banking / cards. Settlement files. Daily recon.

03

Trade ops

Live quotes, partner spread, gram ledger, SIP, gifting, optional dealer hierarchy.

04

Store layer

POS tablet, QR to app, in-store buy, jewellery-conversion handoff.

05

Partner console

Users, volumes, spreads, settlements, tickets, festival CMS.

06

Trust & reporting

Holdings, GST-ready invoices via India billing partner, webhooks, sandbox.

Not a public securities offerLicensing path designed with local counsel

Proven in the live app · re-skinned for your house

Buy. SIP. Gift.
Redeem. Repeat.

Buy

Instant grams

International-linked pricing. From 0.02 g on the live consumer app.

SIP

The habit

Recurring grams national apps already trained. Now under your brand.

Gift

Family & staff

Festival gold as a product, not only an ornament invoice.

Exit

Sell / physical

In-app sell. Kalyan UAE + Public Gold ATMs (MY). India: partner-led.

LinkedIn: Buy / SIP / Gift / RedeemIndia physical network: partner-led

Jignesh Ved · a claim on metal, not a proxy

Not a price tracker.
A claim on metal.

1 g

999.9 allocated

Standardised 1 kg bars from recognised refiners.

Vault

Segregated

Insured UAE vaulting partner (Emirates Group / Transguard in public materials).

DMCC

Tradeflow

Warrants on bars. DAFZA-regulated issuer.

Banks

FAB · Zand

Cited in partner packs. Quarterly custodian checks.

India distribution follows local regulation. ComTech is the gold + tech provider — not a brokerage or crypto exchange.

cgold.aeDiligence pack under NDA

Start small on software. Keep the gold P&L with you.

₹2–3 lakh
to start.

Minimum white-label implementation. Exact SOW after scoping. GST extra. India entity / payment flow with counsel.

Conversation-starters, not a tariffsunil@comtechgold.com

Then AMC / revenue share on the rails

Line items for
the term sheet.

Item	Indicative	Notes
White-label implementation	~₹2–3 lakh (minimum)	App skin, environments, partner console, go-live support. Exact SOW after scoping.
Backend, hosting, maintenance	Included in AMC / revenue share	ComTech runs servers, app stores, patches. Annual or monthly retainer in MSA.
Gold inventory & ledger	ComTech rails	You do not vault or mint yourself on day one.
Partner economics	Spread / rev-share	Agreed per gram or % of buy-sell. You set customer-facing spread within bands.
Pass-through	At cost + handling	SMS, KYC vendor, payment gateway, app-store fees.
Optional extras	Quoted	Dealer hierarchy, ERP connectors, custom festival campaigns, extra brands under one group.

Figures are conversation-starters, not a tariff. GST extra. India entity / payment flow to be confirmed with counsel. Live CGO fee card (issuer side) separately: nil txn/custody/insurance on published consumer card; 0.50% transfer and 0.50% physical redemption — partner card may differ.

ComTech Gold · Indiasunil@comtechgold.com

You bring brand and shops. We bring product and gold rails.

A focused pilot,
then stores.

01

Align

2 weeks. Brand assets, entity, cities, KYC/PG, term sheet.

02

Sandbox

2–4 weeks. White-label build, UAT, staff pack, festival copy.

03

Pilot

4 weeks. 1–3 stores or one dealer cluster. Caps. Daily recon.

04

Scale

Roll stores / B2B book. Optional India physical design.

Assumes prompt brand/KYC inputsNot a guarantee of licence outcome

India · Manufacturers · Wholesalers · Retailers

Send your brand kit.
We’ll return a one-page SOW.

sunil@comtechgold.com · cgold.ae · www.comtechgold.com
15th Floor, 1509, Platinum Tower, JLT, DMCC, Dubai, UAE
LinkedIn: linkedin.com/company/comtechofficial

Drop LinkedIn media here

Proof frames
after you download.

Save files into India/assets/linkedin/ using names in ASSETS-TO-DOWNLOAD.txt.

Ownership

li-digital-ownership.jpg

Redeem (UAE)

li-redeem-kalyan.jpg

SIP / Gift

li-sip-buy-gift.jpg

0.02 g start

li-start-small.jpg

Skip Shariah creatives for this deck. Kalyan = UAE proof, not India stores. Videos: video-app-walkthrough.mp4, video-redeem.mp4.

https://www.linkedin.com/company/comtechofficial/posts/?feedView=allhttps://cgold.ae/

Who we are.Who we work with.

Order of thisconversation.

Who we are

What we built

Collaborations

Why India now

The trade problem

White-label offer

ComTech as tech provider

Commercials & go-live

A Dubai gold companythat digitised the bar.

ComTech FZCO

ComTech DMCC

The unit

Live product

From vaulted barsto a phone in the hand.

Vaulted 999.9

CGO on XDC

White-label layer

Where we alreadyoperate.

United Arab Emirates

Malaysia

Singapore

USA / global rails

Switzerland

India

Where ComTech Goldwas built and is live.

Built in Dubai.Live in Dubai.

DAFZA 2022

JLT 2023

Live app

UAE stores

Partners whostand with us.

In The Media.

Digital gold thatcomes out of an ATM.

Singapore custodyon MAS rails.

Propine

Public record

USA custody.Global venues.

Names on the rails.

Swiss tokenisationfor institutions.

What the platformputs in their house.

White-label stack

Asset classes

Institutions

Controls

India is the nextbranded app.

What is live.What we are here for.

Kalyan redemption

White-label

Who does what.

India is already buyinggold two ways.

The numbers behindthe meeting.

Jewellery CY25

Investment share

Organised jewellery

Start small

The counter still wins jewellery.Apps are winning savings.

Manufacturers

Wholesalers

Retailers

Launch yourdigital gold app.

Live product family

Fractional tickets

Counter + phone

The brand

One white-label.Three commercial uses.

Manufacturers

Wholesalers

Retailers

What each partneractually gets.

Included in thewhite-label.

iOS + Android

Backend & servers

Mint / burn

Maintenance

Typical modules atrade partner asks for.

Customer & compliance

Money movement

Trade ops

Who we are.
Who we work with.

Order of this
conversation.

A Dubai gold company
that digitised the bar.

From vaulted bars
to a phone in the hand.

Where we already
operate.

Where ComTech Gold
was built and is live.

Built in Dubai.
Live in Dubai.

Partners who
stand with us.

Digital gold that
comes out of an ATM.

Singapore custody
on MAS rails.

USA custody.
Global venues.

Swiss tokenisation
for institutions.

What the platform
puts in their house.

India is the next
branded app.

What is live.
What we are here for.

India is already buying
gold two ways.

The numbers behind
the meeting.

The counter still wins jewellery.
Apps are winning savings.

Launch your
digital gold app.

One white-label.
Three commercial uses.

What each partner
actually gets.

Included in the
white-label.

Typical modules a
trade partner asks for.

Buy. SIP. Gift.
Redeem. Repeat.

Not a price tracker.
A claim on metal.

₹2–3 lakh
to start.

Line items for
the term sheet.

A focused pilot,
then stores.

Send your brand kit.
We’ll return a one-page SOW.

Proof frames
after you download.